Gratry & Company maintains a high standard of confidentiality and respects the privacy of client relationships. This notice supplements any privacy policies or statements that we may provide in connection with specific products or services.

Gratry & Company obtains nonpublic personal information about
our clients from the following sources:

• Information we receive from our client on applications or other forms;
• Information about client transactions with us or others.
  

We do not disclose any nonpublic personal information about our clients to anyone, except as permitted by law.

If a client decides to close his or her account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

Gratry & Company restricts access to nonpublic personal information about our clients to those employees who need to know that information to provide products and services to the client. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard our clients nonpublic personal information.